100% Rural Housing loan in Kentucky
Do you realize that a 1 -4 person household can have income of $74,050, and a 5-8 person household up to $97,750 and qualify for a 100% Rural Housing loan in Kentucky?
And, do you realize that qualifying income limits may be pushed even HIGHER using standard eligible deductions including child care expenses, deductions for members of household under 18 and more (use the calculator and select income eligibility at http://eligibility.sc.egov.usda.gov to find more exemptions)
Many, many more properties are eligible than most people realize, and the pricing is great with only two possible adjustments, and it’s a super easy loan to process…with only one other form that a conventional loan, and turn times are excellent these days!!!
Check out Rural Housing, an unbelievably great loan for both you and your borrower!!!
A few highlights and sample pricing below
No monthly mortgage insurance
Loans up to 100% of appraised value
6% seller concessions for closing costs and prepaids
Minimum credit score 620
Maximum DTI of 50%
Conventional loan packaging with only 1 extra form
38.242149
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About Louisville Kentucky Mortgage
As a life-long Kentucky resident, I have helped over 589 families buy or refinance their home over the last 13 years. You can trust me for your next mortgage loan. I deliver on what I say and I will give you honest, up-front personal attention you deserve for your home loan. I have several advantages over the big- mega banks in town. First, I can shop your loan thru different mortgage companies across the country to get you the best deal out there, whereas most banks will offer offer you there one and only deal. I have access to over 15 different mortgage companies to broker your loan thru. My rates and fees are just as good or better than local banks and you will not get lost in the shuffle like most borrowers do at the mega banks; your just not a number at our company, you are a person and we will treat you like one throughout the entire process. Free pre-approvals within 2 hours and get your loan closed within 15 days. Give us a try or let us compare what you have now. Call me locally at 502-905-3708; this is my personal cell phone and I carry it on me at all times. Free credit reports and approvals. Stop by and see my at 107 South Hurstbourne Pky Louisville Ky 40222- or email me at kentuckyloan@gmail.com nmls# 57916
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