INFORMATION needed for your Kentucky Mortgage Application FHA, VA, USDA, RHS Conventional Fannie Mae !

 Kentucky Mortgage Application FHA, VA, USDA, RHS, Rural Housing and Conventional Fannie Mae !

• W-2 employed:
  Residence Address – 2 years history

  Employers

  Information – 2 years history
  Last 2 Years of W-2s and Tax Returns
  One Month Pay Stubs, with

  Year-To-Date

  Figures
  Last 3 Months Bank Statements
  Name, Account Numbers for

  Loans

  and

  Credit Cards

  Information on all

  Real Estate

  Owned
  Check for Credit Report and Property Appraisal

   

• Self Employed: (Additional)
  Current P& L
  Last 2 Years of

  Business Tax

  returns
  Last 3 Months of Bank Statements on Business
  Corporate/Partnership K-1 tax returns (If applicable)

   

• VA Applicant: (Additional)
  Certificate of Eligibility

  DD-214
  Photo ID

  and Social Security Card

   

• FHA Applicant: (Additional)
  Photo ID and Social Security Card

   

   

• Credit
  Landlord Name, Address, Phone. Payment History must be obtained for credit.
  Letters of Explanation covering Gifts, Gap in employment, Bankruptcy, Credit problems, Others.

   

• Additional Information: (If Applicable)Divorce Papers
  Bankruptcy Discharge
  Letters of Explanation for Slow Credit
  Leases, When Income derives from Rental Income
  Blue Prints, Contractor Resume and References
  Contracts on Land, Utilities and Upgrades
  Child Support, Alomony, Social Security, Retirement Income.

   

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